Richard Blair: A Financial Guru, Assisting People With Their Investment Needs

Wealth Solutions, Inc. is also known as WSI, and it is one of the best investment advisory firms that is also registered with the respective government body to offer comprehensive and customized financial planning. The monetary solution that can assist affluent families, individuals, and also a different number of small business owners not just in Austin but also to its surrounding areas to invest their finance effectively to earn more product than they are getting from traditional investment firms. Areas that they are covering for their services includes but not limited to Bastrop, Houston, Georgetown, Marble Falls, and New Braunfels.



Richard Blair is the founder of WSI which is sufficient to know the real value of this company. People who are in touch with the monetary world would already know Richard as an expert advisor who has a very beautiful combination of education and experience that is making him an ideal candidate for your investment needs. His over two decades worth of experience is making him an ideal candidate for the financial advisory. He already holds an extensive number of percentages which depicts that he is no doubting assisting his customer with his skill within and beyond the boundaries. His satisfied customer believes and trusts on his judgment much more than they do on theirs.



The monetary markets keep changes and WSI strongly under the leadership of Richard believes that financial strategies should also change and adapt if a company wants to be in this business for a long time. If you leave adapting to the situation, then you will fall gradually, and then gradually your clientele will begin to decrease. WSI is strict to the adaptation environments, and professionals who are working in WSI are always staying in touch with the monetary market to know what is going on inside this industry and what precaution should be taken to prevent the loss of their esteemed customers.



The company is always looking for different opportunities to offer conservative, yet dynamic investment solutions which allow their clients to take part on the upside while still emphasizing on minimizing the risk as much as possible. As numerous clients are planning for their retirement, WSI comprehends the main goal of their client which is to preserve their hard earned saving that they saved drop by drop. And to give them a steady retirement income so that they won’t have to beg to anyone so that they can enjoy independent life like they did in the past.




 Equities First Holdings Offers Quick Alternative Margin and Stock Loans

You need a quick loan. Bank loans are all but impossible because of limitations on available credit and the need for strong collateral. If you have a brokerage account and own stock, you can ask your firm for the loan and use your stock as collateral. Here too there too there are drawbacks. The firm normally will limit your loan to 50% of your shareholder value. In addition, their interest rates are high ranging from 6.5 to 9%.

Equities First Holdings can meet your need for quick cash with interest rates as low as 3-5% and does not have restrictions on the amount of your loan based on your stock holdings. They have made loans up to 80% of your shareholder value. Their average is 60%. In dollar terms their loans have been as high as $8 million.

The next question is: How does this work? With a regular $5,000 Cash Account you can buy up to $5,000 worth of stock. The second type of account is a Margin Account. This allows you to buy 50% more stock. With a $5,000 account, you could buy up to $7,500 of stock. In good times when markets are going up you can make more money faster. However, in a down market you can lose it faster also.


Equities First Holdings (EFH) treats loans on Cash and Margin Accounts differently. The reason is simple. There is much more risk lending against a Margin Account. Under a Cash Account if the stock does well EFH returns the entire amount of the collateral. The borrower can pocket the profits. On the down side if the stock falls below 80% of loan value, the borrower can pay the difference to get the loan out of default. Or he can walk away from the loan and the stock. This type of loan allows the borrower to abandon the loan before it expires.


Margin loans have different requirements. First, the borrower must be pre-qualified and require that the money be used for a specific purpose. The loan to value is much lower- 10-50%. If there is a margin call, the lender may liquidate the loan without warning.


A final word. Equities First Holdings is a respected leader in alternate shareholder financing with having brokered $1.4 billion in loan value.

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